Total privacy
Transactions stay on the device. There is no copy sitting on a server. Ledger can lock with biometrics and blur when you leave it, and you can export a CSV whenever you want your own copy.
Personal finance
Spendings, incomes, budgets, and receipts, kept privately on your device only.
Ledger records income and expenses, plans what repeats, and shows what the things you buy actually cost. A receipt is read on the phone, and the transactions stay there.
Screens
Why ledger.
The difference
What other budgeting apps give up.
Clean, and still complete
The month is one chart, with the balance in the middle. Accounts, budgets, planned payments, and receipt prices are there without a crowded screen.
Statistics from your own books
Income against expenses, what you saved, the categories that take the most, and how prices changed. The figures come from your transactions.
Personal inflation
Personal inflation is the average change in the things you buy often, from the first purchases to the latest. It follows your basket, not a national index.
A scanner that reads each item
Photograph a receipt, or share a photo into Ledger. On the device it reads the merchant, the date, the total, and each bought item, so those prices can be compared later.
A copy you can take with you
Import a CSV to start, and export one whenever you want the transactions outside the app. The record is not stuck inside Ledger.
What it does
Everyday money, without giving your data to anyone.
A month, at a glance
Spendings for the month are shown in a chart by category, with this month’s balance in the middle. Total balance, income, and expenses sit underneath. Swipe across to another month.
Spendings, incomes, and accounts
Record spendings, incomes, and transfers between your accounts. Categories keep each entry in place, search finds it later, and collections group a trip or any set of transactions.
Bought items, read on your device
Photograph a receipt, or share a photo into Ledger. On-device recognition reads the merchant, date, total, and each bought item. That reading stays on the phone.
Budgets and planned payments
Set a general monthly limit and a limit for each category. Ledger notifies you when spending reaches the line. Planned payments repeat on their own when they come due.
What things actually cost
Bought items from receipts become a price history. Personal inflation is the average change in the things you buy often, from the first purchases to the latest.
Private by default
Your spendings stay on your device only. Ledger can lock with biometrics and blur when you leave it, and you can import or export a CSV whenever you want a copy.